Fitzwater
Financials
Far out money management for two
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Fitzwater Financials

Household Ledger
Shared View
June 2026
This Month's Settle-Up
$0.00
Add shared expenses to see who owes who.
Active month June 2026
Total Shared
$0
Sean Paid
$0
Tyler Paid
$0
Each Owes Half
$0
Shared Expenses
Everything here splits 50/50. Mark who actually paid the bill, and the settle-up math handles the rest. A running balance carries over below.
Running Balance
Carryover from prior months plus this month's settle-up. Positive means Tyler owes Sean; negative means Sean owes Tyler.
Carryover
$0
This Month
$0
Net Position
$0
Import a Statement
Private to you. Download a CSV from any bank or card issuer (Chase, Amex, Discover, Capital One, Citi all offer this under transaction history), drop it here, and map the columns. For each charge you can route it to your personal bills or to the shared ledger. Nothing leaves this browser.
Drop your CSV here
or click to browse · .csv files only
Check the rows below, set a category and who paid for any you want to keep, then import. Uncheck rows to skip them (refunds, personal charges, etc.).
KeepDateDescriptionAmountGoes ToCategory
Spending by Category
Add expenses to see the breakdown.
Who Paid What
No data yet.
Monthly Trend
Total shared spending across recent months. This prototype seeds a few sample months; live data will accumulate as you use it.
Past Months
Closed months are view-only snapshots. Personal items in a snapshot are visible only to you.
No closed months yet. Start a new month to archive the current one here.

Sean's Private Ledger

Visible only to you. Tyler has no access to this section.

Monthly Take-Home
$7,730
Personal Bills
$0
After Bills
$0
Income
Bills & Card Payments I Cover
Your personal bills and individual card payments as line items. Listed per item, never summed into a single debt figure.

Private Access

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Edit Item

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This is a recurring item. Remove it just for this month, or for good?

Manage Categories

Rename a category to update it everywhere it's used, or add a new one. Categories in use can't be deleted until those expenses are recategorized.